As a professional cosmetologist,also known as a beautician, you have received specialized education to support your clients with a wide variety of hair and beauty needs. You are on your feet most of your working hours, and you are safety-conscious with regard to your needs as well as those of your clients.
Unfortunately, even the most safety conscious professional cosmetologist can have incidents with clients.
Liability insurance can protect you from clients who have allergic reactions from products, cuts from sudden movements, and slip and falls.
It also may protect you if they make a claim and ask for financial reimbursement for
injuries or loss of income they suffered from your treatment.
Our extensive insurance plan also protects damages to your personal property and premises
and protection against fraudulent use of your social security number to establish credit accounts
or secure loans through our identity recovery coverage.
What you do matters to the health and well-being of so many, why not
give yourself the peace of mind you deserve and protect yourself with insurance.
It's simple, low-cost and instant! APPLY NOW
Best coverage limits and lowest rates for professionals in the industry of hair and beauty.Enhances your professional reputation as a cosmetologist.Mobile coverage in all 50 states that protects you wherever you provide your service."A" Rated coverage from Great American which is one of the world’s largest insurance underwriters.Instant coverage & proof online in less than 10 minutes!
|General & Professional Liability Coverage|
|General & Professional Aggregate Limit ||$3,000,000|
|Products-Completed Operations Aggregate Limit ||$3,000,000|
|Personal and Advertising Injury Limit ||Included|
|General & Professional Each Occurrence Limit ||$2,000,000|
|Damage to Premises Rented to You Limit ||$300,000|
|Medical Expense Limit ||$5,000|
|Inland Marine/Business Personal Property Limit ||$2,000|
|Identity Recovery Coverage|
|Identity Coverage Limit ||$15,000|
**Please note these are brief definitions of coverages and your policy may be more restrictive in its language.
It is essential that you refer to the actual policy for a complete description of coverages and exclusions.