Coverage

Salon Spa Professional Trade Association has two great policy plans to make sure you get coverage specific to your business. Our instant online applications are available for massage therapists, bodyworkers, cosmetologists, estheticians, life coaches, nutrition coaches and many more! Select the plan that fits your business and get started today!

Included Coverage

Plan A
Limits

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Plan B
Limits

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General & Professional Aggregate  $3,000,000 $3,000,000
Products-Completed Operations Aggregate  $3,000,000 $2,000,000
Personal & Advertising Injury  Included Included
General & Professional Each Occurrence  $2,000,000 $2,000,000
Damage to Premises Rented to You  $300,000 $300,000
Medical Expenses  $5,000 $5,000
Inland Marine/Business Personal Property  $2,000 Not Included
Inland Marine Deductible $150 N/A
Identity Recovery Coverage  $15,000 Not Included
Identity Recovery Deductible $250 N/A
Optional Product Liability Add-On Available
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Not Available
 

Services Covered

For full list, see Services pages.

Plan A

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Plan B

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Cosmetology & Nail Technicians Included Included
Estheticians & Aromatherapy Included Included
Bodywork, Energy Work, Dance Included Included
Massage Included Included
Yoga Included Included
Animal Bodywork Included Included
Pilates, Fitness & Personal Training Included Included
Biofeedback N/A Included
Ear Candling N/A Included
Ayurveda N/A Included
Wellness & Life Coaching N/A Included
Naturopathic Consulting N/A Included
Nutrition N/A Included
Herbalist (Herbal) Consultations N/A Included
 

**Please note these are brief definitions of coverages and your policy may be more restrictive in its language. It is essential that you refer to the actual policy for a complete description of coverages and exclusions.

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