Esthetician Insurance

Esthetician Insurance

We specialize in Esthetician Liability Insurance!

There are a variety of treatments in the skin care industry today and, as a professional esthetician or esthetics student, you have likely provided many different services such as waxing, peels, and microdermabrasion. Each treatment can provide a different atmosphere and clientele, but the safety of the treatments and the protection of your business remains the same.

What risks are there for estheticians?

Unfortunately, even the most safety-conscious professional esthetician can have incidents with clients. Liability insurance can protect you from clients who have allergic reactions from products, cuts from sudden movements, and slips and falls.

Why should I choose Alternative Balance?

Our extensive insurance plan also protects damages to your personal property and premises, and protects against fraudulent use of your social security number to establish credit accounts or secure loans through our identity recovery coverage (Plan A only). Visit our Coverage page for more specific information about the types of coverage included in our plan.

  • Best coverage limits and lowest rates for professionals in the beauty industry.
  • Enhances your professional reputation as an esthetician and professional.
  • Mobile coverage in all 50 states that protects you wherever you work—in a studio, client's home, or even teaching.
  • "A" Rated coverage from Great American which is one of the world’s largest insurance underwriters.
  • Instant coverage and proof online in less than 10 minutes!

Plan A

  • Insured by Great American
  • General Liability Claims Made Coverage
  • $3 mil Products-Completed Operations
  • Optional Product Liability Coverage

Starting at
$169/yr

Buy Plan A

Plan B

  • Insured by Lloyd's of London
  • General Liability Occurrence Coverage
  • $2 mil Products-Completed Operations
  • Life coaching, ear candling, nutrition consultants and more

Starting at
$189/yr

Buy Plan B