Scissors can slip, a haircut could go wrong, a chair could break, and a straight razor could... well, you get the idea. Accidents happen, and through no deliberate fault of your own, people can get hurt. What would you do if someone sued you for their injuries? Insurance is a valuable and necessary step in protecting yourself and your work. Liability insurance for hair stylists is often required by state licensing departments and property owners from whom you might rent space. Defense costs simply to defend yourself against frivolous lawsuits can be high, but the right insurance coverage can step in to take that worry off your mind.
The Salon Spa Association has partnered with the best insurance companies in the business to bring you coverage designed specifically for your industry. We even provide coverage that can protect you from clients who have allergic reactions to products. It also may protect you if they make a claim and ask for financial reimbursement for loss of income they suffered because of your treatment.
Our extensive insurance plan covers damages to your personal property and premises and provides protection against fraudulent use of your social security number to establish credit accounts or secure loans (Plan A only). It's simple, low-cost, and instant! Visit our Coverage page for more specific information about the types of coverage included in our plan. Visit our Cosmetology Insurance Guide here for answers to common questions. Wondering what the laws and regulations are for your state? We can help! Visit our Cosmetology Laws page for regulations by state.