How it Works

Insuring the Business & Life you Love is as Easy as 1 - 2 - 3

Complete Application for Plan A or Plan B

Submit Payment

Receive Proof by Email

Guided Meditation Insurance

Getting an Alternative Balance membership with insurance is easy! We want to make purchasing as easy as possible so you can focus on running your business. Here are a few key points to know about the online program. Need more help? Contact us today or visit our FAQ page for more details!

When is my coverage effective?

INSTANTLY! Your policy is effective the instant your payment goes through online. Fill out the online application, enter your credit card information, review your entries and then click Submit. That's it--you are immediately covered! No waiting, no approval process, just straight coverage.

What is the cost for insurance?

Professionals are insured for 12 months at a time for as low as $199 per year, and students can get covered for $169 per year. Industry professionals know that quality insurance coverage is important to protect your business and your assets. Get quality insurance coverage for less with the Alternative Therapy Association. Our insurers have been around for more than 100 years and are "A" rated by A.M. Best (an insurance rating company).

Who does the insurance cover?

The Alternative Balance policy covers you as an individual performing a service. It does not cover your employer. So no matter where you work or where your business operations take you, we have you covered. From massage therapy insurance, animal therapy insurance, yoga instructor insurance to Zumba instructor insurance, we cover it all! If you work in the health, beauty, or fitness industries, we have coverage designed with you in mind.

*Employers can be added as an additional insured for $10 if they request it. This can be done anytime online right from your account.

When will I get my documents?

Immediately!! Your policy documents are emailed to you immediately after your payment goes through. You also have immediate and 24/7 access to your policy documents through your online account. Just login and click on "My Policies", then select the current policy to see links to download your declarations, policy and membership certificate.

What is included in the membership?

With your membership, you receive insurance coverage (see details), 24/7 Instant Online Access, and member benefits like website builder, health & dental insurance discounts, business templates and much more! To see a more complete list of our member benefits, visit our Benefit Suites page.