As a professional nail technician, you have learned the specialized skills of doing manicures and pedicures. Treatments are not only for the nails, but also for the hands and feet too. Liability insurance can protect you from clients who have allergic reactions from oils and creams, as well as slip and falls. It also may protect you if a client makes a claim and asks for financial reimbursement for injuries or loss of income they suffered as a result of your treatment.
Because skin is manipulated and is sometimes trimmed, there is a certain risk of spreading infection when tools are used on so many people. Water also plays a big part of your job, and slips and falls can also be a concern. Unfortunately, even the most safety-conscious nail technician can have incidents with clients.
With the Salon Spa Professional Trade Association, you can relax and focus on your business. You won't find a policy like this anywhere else! Our policy includes professional and general liability, defense costs, premise liability, and much more. This program is available to full-time workers, part-time workers and trainees. Visit our Coverage page for more specific information about the types of coverage included in our plan.