Welcome to Alternative Balance


Our Salon Spa Professional Trade Association has offered liability insurance & business tools for Beauty, Wellness & Health Professionals for over 20 years. We would love to support your work!

Not ready to buy?

Planning ahead and don't want to forget? Let us remind you! Schedule the day you want to purchase a policy, and we'll send you a reminder. Also, take a moment to vote for this quarter's charity donation recipient!

We insure over 500 types of industries, including cosmetologists, massage therapists, estheticians, nail technicians, fitness instructors, life coaches, and many more. We have multiple options available so you can choose the insurance plan that is right for your business.


Starting at only $169/year, our plans are low-cost and include hundreds of member benefits to help you build your business

Compare Plans and Rates

Coverage Details

We offer claims made and occurrence plans; full-time, part-time, and student rates; and optional product liability for those who make or sell their own products.

Explore the Plans

Benefit Suites

Our Benefit Suites include templates for client information, discounts on website services, marketing help, online business management services, and much more.

See Member Benefits

Case Study

While you are in the business of making people’s lives better, sometimes accidents can happen, and sometimes clients don’t give you all the information. In cases such as these, lawsuits can arise. Take an example of a massage therapist who didn’t quite have all the information…

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